Effective Date: 24/02/2025
Last Updated: 24/02/2025

1. Introduction

Welcome to Paperbark Capital. These Terms of Service (“Terms”) govern your access to and use of our website (www.paperbarkcapital.com.au) and any related services provided by Paperbark Capital Pty Ltd (“we”, “us”, “our”).

By using our website or engaging with our services, you agree to comply with and be bound by these Terms. If you do not agree with any part of these Terms, please do not use our website or services.

2. General Information & No Financial Advice

The information on this website is provided for general informational purposes only and does not constitute financial, legal, tax, or investment advice.

• Paperbark Capital is not a licensed financial adviser under Australian law.

• All investment decisions should be made in consultation with a licensed financial professional.

• We do not guarantee investment returns, and all investments carry inherent risk, including the risk of capital loss.

We strongly recommend that you seek independent professional advice before making financial or business decisions.

3. Use of Website & Intellectual Property

All content on this website, including text, images, logos, graphics, and other materials, is owned by or licensed to Paperbark Capital and is protected under Australian copyright and trademark laws.

You may:

• Access and browse the website for personal use.

• Not copy, modify, distribute, sell, or exploit any content without written permission.

Unauthorised use of this website may give rise to a legal claim for damages.

4. Confidentiality & Privacy Policy

We are committed to protecting your personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).

• Any information you provide to us (such as contact details or investment inquiries) will be handled with strict confidentiality.

• We will not share your personal information without your consent, except as required by law.

• For details on how we collect, store, and protect data, please refer to our Privacy Policy.

5. Limitation of Liability

To the maximum extent permitted by Australian law, Paperbark Capital is not liable for:

• Any loss, damage, or financial hardship arising from the use of this website or reliance on its content.

• Any technical issues, website downtime, or security breaches beyond our reasonable control.

While we strive to provide accurate and up-to-date information, we make no warranties or guarantees about the completeness, accuracy, or reliability of content on this website.

6. Investment Risks & Disclaimer

Investing involves risks, and past performance is not a reliable indicator of future performance. By using our services, you acknowledge that:

• All investments carry the risk of capital loss.

• Returns are not guaranteed and may fluctuate due to market conditions.

• Paperbark Capital does not provide guarantees or assurances on investment outcomes.

We do not accept liability for investment losses incurred as a result of decisions made based on information from this website or our services.

7. External Links & Third-Party Websites

This website may contain links to third-party websites for additional information. These links are provided for convenience only and do not imply endorsement.

We are not responsible for the content, accuracy, or security of external websites. You access third-party sites at your own risk.

8. Changes to These Terms

Paperbark Capital reserves the right to update or modify these Terms at any time without prior notice. Changes will be effective immediately upon posting on this website.

We encourage you to review these Terms regularly to stay informed of any updates. Your continued use of our website constitutes acceptance of any revised Terms.

9. Governing Law & Jurisdiction

These Terms are governed by the laws of Queensland, Australia. Any disputes arising from these Terms will be subject to the exclusive jurisdiction of the courts of Brisbane, Queensland.

10. Contact Us

If you have any questions about these Terms or require further clarification, please contact us at:

Paperbark Capital Pty Ltd
contact@paperbarkcapital.com.au
www.paperbarkcapital.com.au